RxER online Super Sale 2018

The best gift this Christmas is the gift of health. What more can you ask for with MediCard’s Buy 1, Take 1 on RxER at only P1,998 on December 12 to 14, 2018? Designed to give members utmost value and convenience, the RxER offers a specialized health care maintenance service that covers emergency, preventive and outpatient care. Best of all, there’s no age limit, no medical check-up required and there’s no hierarchy to be followed. Patients requiring care for emergency trauma cases in MediCard-accredited hospitals will have an overall limit of P20,000. In addition, emergency care charges include an ER fee, professional fees and emergency medications directly related to the illness for the following cases, subject to conditions under exclusion: trauma cases within 6 hours from the time of the incident; burns; animal bites and accidental chemical poisoning. Members can avail of emergency services for the above mentioned cases more than once as long as the limit is not yet consumed and the incident happened within 6 hours. Outpatient services are availed in all MediCard free-standing clinics (FSC) and UROIC. Members can enjoy unlimited free consultations with primary care physicians and some specialists at FSC such as general surgeon, gynecologist (for non maternity related cases), pediatrician, family medicine, general practitioner and general internist. Moreover, members are eligible to enjoy a flat rate of P350.00 for consultations with other specialists and 30% discounts on the following procedure done at MediCard free-standing clinics: all laboratory and diagnostic tests, surgeries, and dental procedures. Dental consultations are free including a one-time prophylaxis. Membership is already good for one year. Just fill-out the online application form and pay for the corresponding amount via credit card or over the counter in our partner banks. Once validated, you will receive your RXER card via courier in 5-7 working days. Application and payment should be made within the promo period only. To know more about the RxER, call our Customer Care Hotline at 884-9999 or email inquiry@medicardphils.com. Don’t forget to view Terms and Conditions...

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The handier way to access healthcare services

The MACE App (MediCard Access Express) is now available for download on Google Play Store and iOS. MACE is the more advanced replacement of MediCard Online Settlement System or MOSS, which was used to automate the provision of health care services. With this version, you can already conveniently request consult anytime, anywhere, using your mobile phone or tablets. Simply select from MediCard’s accredited hospitals/clinics and doctors and present the printed consultation form to your doctor. Should a printed consultation form is unavailable, just show your generated approval to MediCard clinic/referral desk or coordinator for issuance of Consultation form. Approval for consults are immediately and automatically performed through the app, allowing you to attend to other items that matter to you. With MACE, you can also easily view your member details and register your dependents. Soon, the app will allow you to file requests for labs and diagnostics. MediCard has a respectable history of building digital solutions in keeping with its commitment to provide more Filipinos with quality health care. MACE is another innovative digital solution, a convenient means for members like you, to access MediCard’s roster of health care...

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Not all HMO brands are created equal

Michelle Cordero-Garcia, human resources (HR) director of SGS OOH LA LAI – Lai S. Reyes (The Philippine Star) – June 12, 2018 – 12:00am Not all health maintenance organizations (HMO) brands are created equal. Some may offer attractive rates, but the quality of service leaves something to be desired. This was realized by Michelle Cordero-Garcia, Human Resources (HR) Director of SGS, the world’s leading inspection, verification, testing and certification company, when the organization was looking for an HMO to provide the health insurance needs of its 1,300-plus employees. After considering offers from different HMOs, SGS decided MediCard was the best option. “We’ve been partners with MediCard, a leading HMO provider in the country, for over 20 years now and we’re satisfied with their services. But there was a time when we considered other options,” related Garcia. “The premium offered by the other HMO was very tempting — significantly lower by 25 percent than MediCard’s.” But SGS eventually saw the difference in how the two HMOs took care of their clients. “When I say clients, it’s not just the human resources department or the decision-makers of the company, but the rank-and-file employees, too,” says Garcia. “The level of trust and our relationship with them (MediCard) is deeper.” Garcia says when their employees are hospitalized, MediCard is always there — to answer questions, to check how the patients are doing and to explain their MediCard benefits. “MediCard is always easy to talk to. There are instances when a particular medical service isn’t part of the coverage, and the employee doesn’t have the financial capability to shoulder it. MediCard is very flexible and provides other options,” adds Garcia. The benefits of MediCard SGS has three main units in the Philippines: SGS Philippines Inc., providing the SGS Group’s services to the country’s various industries; SGS Gulf Limited (Regional Operating Headquarters) and SGS Global Business Services for Asia, the global back office. The company also has commercial site and satellite offices in key cities (Cebu, Surigao, to name a few) nationwide, including SGS Subic Bay Inc. with its petroleum laboratory. SGS also runs SGS Academy (in Makati and Cebu), which offers courses primarily related to quality management and risk assurance, including food safety and compliance standards and business performance enhancement. With SGS able to service practically any industry and business – from food to consumer products to petroleum to construction products to minerals to...

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Monde Nissin educates millennials on the importance of having HMO coverage

Maria Elena Perona, compensation and benefits manager of Monde Nissin OOH LA LAI – Lai S. Reyes (The Philippine Star) – June 5, 2018 – 12:00am Millennials do a lot of things differently from older generations. And health care is no exception. Unlike their parents who are becoming more and more health conscious, many of these carefree, young souls do not worry about their health. They think they’re too young to have health issues, particularly, long-term degenerative diseases. But Maria Elena Perona, compensation and benefits manager of Monde Nissin, says, “Illness knows no age. In fact, we’re seeing 20 to 35 year olds who are already having heart problems. They are hypertensive and obese.” Monde Nissin, a leading manufacturer of biscuits and noodles, is headquartered in Santa Rosa, Laguna. The company also has plants in Cebu and Davao cities. It has around 4,000 employees nationwide. Believing that employees are the backbone of its business, Monde Nissin provides generous medical benefits to its workers to ensure that they’re in the pink of health all the time. “Our employees can choose if they want their health benefits administered directly by the company or through an HMO (health maintenance organization),” says Perona. “However, we encourage them to go the HMO route for convenience as MediCard has a vast network of accredited hospitals and physicians nationwide.” “Whatever happens to them, if they get sick or hospitalized, Monde Nissin and its HMO provider will cover 100 percent of their hospitalization expenses. For outpatients, we cover even the medicines,” Perona says. Health is wealth “We hold fun runs, organize talks by medical and wellness resource persons, most of whom are provided by MediCard,” she says. In terms of nutrition, Monde Nissin promotes healthy eating through its “Meatless Monday” campaign. “We hired a nutritionist to provide one-on-one consultation with employees who are bordering on overweight – they are now growing in number,” Perona says. “We also supervise the menus of the canteens here in our head office. We even check the ingredients. The less oil, the better,” Perona says. After all, a healthy workforce means increased productivity. “If they’re in the pink of health, there’s no reason for them to be absent,” explained Perona. In sickness and in health For 17 years now, Monde Nissin has trusted only one HMO — MediCard, a leading HMO provider in the country. “Our partnership started in 1997. After three...

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Why GMA 7 trusts only one HMO brand

Atty. Gerrome Y. Apolona, vice president for human resources development, GMA 7 OOH LA LAI – Lai S. Reyes (The Philippine Star) – May 29, 2018 – 12:00am   Broadcast networks in the country are constantly working to achieve high ratings for their programs. Behind those high ratings are employees working hard to help attain them, so it’s also important to ensure that they are happy, healthy and productive. At GMA 7, a leading commercial broadcast television and radio network, the management believes that a company should be a place where people want to work, “play” and stay. Here, the top guns strive to create an environment that values diversity — of background and experience — that makes the best of the employees’ strengths, and that provides advancement opportunities, pay and benefits. “GMA 7 provides a work environment that promotes work-life balance,” enthused Atty. Gerrome Y. Apolona, GMA 7 Vice President for Human Resources Development. “The company promotes workplace wellness and employees’ health and fitness.” This benefit also extends to their dependents. “When an employee feels that his family’s welfare is being taken care of, it helps boost his morale,” shared Atty. Apolona. For the leading network, the employees and the company are of “One Heart” with the company taking to heart what is good and beneficial to its employees and their loved ones consistent with its precept of “Buong Puso Para sa Kapuso.” “Our employees make our company successful, so we find ways to show them our appreciation,” added Atty. Apolona. One way of doing this is by providing them with high-quality and accessible healthcare. “MediCard has played an important part in our employees’ satisfaction and retention rate,” enthused Atty. Apolona. Long-term partners MediCard, a leading health maintenance organization (HMO) in the Philippines, has been a partner of GMA 7 in securing their employees’ health for over 20 years. “In choosing our HMO, we always consider the commercial and technical proposals of possible providers. MediCard consistently offers viable terms, which is why time and again, we have become partners,” shared Atty. Apolona. According to the amiable lawyer, GMA 7 and MediCard have established what he calls an “open relationship.” “This means we easily come up with solutions that are beneficial to the employees without sacrificing the interests of both companies,” noted Atty. Apolona. And since MediCard is a company that’s run by doctors, it takes the word “emergency”...

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How to maximize your HMO benefits

At MediCard clinics, tests are more economical as compared to other outpatient clinics or hospitals in the country. OOH LA LAI – Lai S. Reyes (The Philippine Star) – May 22, 2018 – 12:00am ‘MediCard products such as Health Check, Health Plus and the RxEr cards are a smart way for Filipinos to take charge of their health without breaking the bank,’ says Dr. Nicky Montoya. When it comes to getting medical attention, more HMO cardholders have found the way to short circuit the system: rush to the ER even if it´s just a simple case of tummy ache. Well, who could blame them? At the ER, there are no long lines and the service should be faster. “What they don’t realize is that they´re paying double — in terms of physician´s fees and diagnostics — for those little medical ‘emergencies,’” explains Dr. Nicky Montoya, president and CEO of MediCard Philippines. “By doing that, their card limit gets easily depleted without them realizing it and when real emergencies occur, they´re often left to their own devices.¨ As they say, “mahal magka-sakit (it’s expensive to get sick)” so it´s important to learn how to maximize your HMO benefits. For MediCard cardholders, one way of doing that is by going to MediCard´s free-standing clinics rather than the ER or expensive hospitals to get medical treatments or diagnoses. “At MediCard clinics, tests are more economical as compared to other outpatient clinics or hospitals in the country. While our rates are lower compared to other medical facilities, patients are assured that quality is not compromised since all MediCard free-standing clinics are ISO certified. Right now, there are 14 MediCard clinics scattered all over the country,” notes Dr. Montoya. For example, a blood chemistry test for cholesterol at Medicard free-standing clinic for MediCard members is less than P200 as opposed to around P450 up to P650 in private hospitals. A chest x-ray at Medicard is only around P300 compared to the rate of close to P1000 at some hospitals. Similarly, a unilateral breast mammogram at MediCard costs about P1,500, which is significantly lower than the P2,700 up to about P6,900 that private hospitals charge. Each clinic has a general practitioner, an internist, a cardiologist, a pediatrician, a general pediatrician, a dentist (select branches), an EENT specialist, an obstetrician/gynecologist, urologist and ophthalmologist. Some of the clinics have ambulatory surgical care as well. Laboratory tests such...

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